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FACTS
WHAT DOES MRV BANKS DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial Companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how
we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.
What?
The types of personal information that we collect, and share depend on the product or service you
have with us. This can include:
• Social Security Number and Income
• Account balances and Payment history
• Credit History and credit scores
How?
All Financial Companies need to share customers’ personal information to run their everyday
business. In the section below, we list the reasons Financial Companies can share their customers’
personal information; the reasons MRV BANKS chooses to share; and whether you can limit the
sharing.
Reasons we can share your personal information
Does MRV BANKS Share?
Can you limit this
sharing?
For our everyday business purposes –
such as to process your transaction, maintain your
account(s), respond to court orders and legal investigations,
or report to credit bureaus.
Yes
No
For our marketing purposes –
to offer our products and services to you.
Yes
No
For joint marketing with other financial companies.
Yes
No
For our affiliates’ everyday business purposes – information
about your transactions and experiences.
No
We do not share
For our affiliates’ everyday business purposes – information
about your creditworthiness.
No
We do not share
For our affiliates to market to you.
No
We do not share
For non-affiliates to market to you.
Yes
Yes
To limit our
sharing
• Call 833-690-2471, our menu will prompt you through your choice.
Your choice(s) will apply only to the card number you enter when making your choice(s). If you have more
than one card or account with us, you will need to make your choice(s) for each card or account separately.
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we
provided this notice. When you are no longer our customer, we continue to share your information as
described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
You may contact us by calling us toll-free at 833-690-2471
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Who we are
Who is providing this notice?
MRV BANKS
What we do
How does MRV BANKS protect
my personal information?
To protect your personal information from unauthorized access and use, we use security
measures that comply with federal law. These measures include computer safeguards and
secured files and buildings.
How does MRV BANKS collect
my personal information?
We collect personal information, for example, when you
• Open an account or deposit money
• Pay your bills or apply for a loan
• Make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates, or
other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
• Sharing for affiliates everyday business purposes - information about your creditworthiness,
• Affiliates from using your information to market to you,
• Sharing for non-affiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit
sharing for an account I hold
jointly with someone else?
Your choices will apply to everyone on your account.
DEFINITIONS
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial
companies.
• MRV Banks does not share with its affiliates.
Non affiliates
Companies not related by common ownership or control. They can be financial or nonfinancial
companies.
• Non-affiliates we share with can include other financial companies and non-financial
companies such as marketing companies and service providers.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial
products or services to you.
• Our joint marketing partners include companies such as other financial companies and
financial service providers.
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Other Important Information
You may have other privacy protections under applicable state laws. To the extent these state laws apply, we will comply with
them when we share information about you.
Nevada Residents
Nevada law requires that we tell you about the option to be placed on our do-not-call list. At any time,
you may request to be placed on our internal “Do Not Call” list by calling MRV Banks at 833-690-2471.
For more information about the Nevada “Do Not Call” notice requirement, you may also contact the
Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Ave., Suite
3900, Las Vegas, NV 89101; phone: 1-702-486-3132 or email BCPINFO@ag.state.nv.us.
Vermont Residents
In accordance with Vermont law, we will not share information we collect about you with companies
outside of our corporate family, except as permitted by law, including, for example with your consent
or to service your account. We will not share information about your creditworthiness within our
corporate family except with your authorization or consent.
California Residents
In accordance with California law, we will not share information we collect about you with companies
outside of our corporate family, except as permitted by law, including, for example, with your consent
or to service your account. We will limit sharing among our corporate family to the extent required by
California law. To learn more about California privacy rights, please visit our webpage at
www.coign.com.
